How it works
From registration to a repaired credit profile — a clear, guided journey.
Create your free account
Sign up in under 2 minutes. Verify your identity securely using your South African ID number. No credit card required.
Pull your credit reports
We connect to all four SA bureaus — TransUnion, Experian, XDS, and Lightstone — and retrieve your full credit picture in one place.
Get your action plan
Our AI analyses your reports and builds a prioritised dispute and repair plan. Know exactly what to fix, in what order, and why.
Track your progress
Watch disputes resolve, judgments get removed, and your score rise. We keep you updated at every step — in plain language.
Everything you need to repair your credit
Purpose-built for South Africa. Every feature designed around the NCA, POPIA, and the four SA credit bureaus.
4-Bureau Credit Dashboard
Scores, payment profiles, and trend graphs from TransUnion, Experian, XDS, and Lightstone — unified in one clear view.
NCA Dispute Centre
Section 72 dispute letters drafted and routed directly to each bureau. 20-business-day response tracker included.
AI Credit Coach
Chat with an AI that understands SA credit law — debt review flags, prescribed debts, EAOs, and more. In your language.
Prescription Scanner
Automatically flags debts older than 3 years that may be legally prescribed under SA law. Know your rights.
POPIA-Compliant Vault
Store your ID, payslips, bureau letters, and clearance certificates in an encrypted document vault built for SA law.
Multilingual Support
Full platform in English, Afrikaans, isiZulu, Sesotho, and Xhosa. Every South African deserves access.
Simple, transparent pricing
Cancel anytime. No hidden fees.
Free
Start your credit repair journey at no cost.
Standard
Full access for consumers actively repairing their credit.
Premium
For consumers who want the complete credit repair experience.
Your credit repair journey starts today.
Over 11 million South Africans have adverse credit listings. You are entitled to dispute inaccurate information — and we make it simple.
Create your free accountFree forever • No credit card • Cancel anytime